For creative freelancers
What should you charge
per day?
Work backwards from what you actually need to earn — not a guess. Enter your numbers below.
Currency
Private (per month)
Rent
Apartment, mortgage
EUR
Living costs
Groceries, transport, phone
EUR
Health insurance
Private or statutory
EUR
Savings / retirement
Pension, investments
EUR
Other private expenses
Gym, subscriptions, misc.
EUR
Subtotal / month0 €
Business (per month)
Studio / workspace rent
Or home office share
EUR
Utilities
Internet, electricity, phone
EUR
Business insurance
Liability, equipment
EUR
Software & subscriptions
Editing, storage, tools
EUR
Equipment financing / installments
Cameras, lighting, gear
EUR
Accounting / admin
Bookkeeping, tax advisor
EUR
Other business costs
Travel, marketing, misc.
EUR
Subtotal / month0 €
Tax & savings
Savings buffer
≈ 0 € / month
%
Tax buffer
≈ 0 € / month
%
Days you can actually bill
Working days per month
days
Vacation days (per year)
days
Sick days (per year, buffer)
days
Non-billable days (per year, admin/marketing)
days
Your day rate
0 €
Annual revenue needed
0 €
Monthly revenue needed
0 €
Bookable days / year
209 days
Bookable days / month
17.4 days
Cost of living / month0
× 12 = Private costs (annual)0
+ Business costs (annual)0
= Subtotal0
÷ (1 − 30% tax − 15% savings) = revenue needed0
÷ 209 bookable days0 € / day
This is a planning estimate, not tax advice — actual tax rates and business costs vary by country and structure.