For creative freelancers
What should you charge per day?
Work backwards from what you actually need to earn — not a guess. Enter your numbers below.
Currency
Private (per month)
Rent
EUR
Living costs
EUR
Health insurance
EUR
Savings / retirement
EUR
Other private expenses
EUR
Subtotal / month€0
Business (per month)
Studio / workspace rent
EUR
Utilities
EUR
Business insurance
EUR
Software & subscriptions
EUR
Equipment financing / installments
EUR
Accounting / admin
EUR
Other business costs
EUR
Subtotal / month€0
Tax & buffer
Tax & safety buffer
%
Before tax (annual)€0
After tax (annual)€0
Days you can actually bill
Working days per month
days
Vacation days (per year)
days
Sick days (per year, buffer)
days
Non-billable days (per year, admin/marketing)
days
Your day rate
€0
Annual revenue needed
€0
Monthly revenue needed
€0
Bookable days / year
209 days
Bookable days / month
17.4 days
Cost of living / month0
× 12 = Private costs (annual)0
+ Business costs (annual)0
= Subtotal0
÷ (1 − 30% tax) = revenue needed0
÷ 209 bookable days€0 / day
This is a planning estimate, not tax advice — actual tax rates and business costs vary by country and structure.